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About Us

Founded in Columbus, MS 1926, Oakbridge Insurance Agency became a division of Hardy Insurance Services in June 2005. It then acquired the property and casualty business of Searcy & Rice in 2007, followed by Wheat Insurance Agency in 2015. Oakbridge Insurance Agency has employed a highly trained and experienced team of insurance professionals, each licensed for writing property and casualty business. Our office has received the Golden Triangle Dispatch’s Among the Best award multiple times.

Personal attention during normal business hours by highly trained insurance professionals is what you can expect at Oakbridge Insurance Agency. Our staff is fully qualified to make policy changes, assist you with claims, and provide decisive answers when you need them. We have over 50 personal and commercial lines to match our clients’ needs and exposures. We also have 20 additional broker relationships for special circumstances and business requirements. We actively market accounts to ensure that we are consistently offering our most competitive rates.

An Independent Advantage

We are Independent Agents in Columbus, Mississippi, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Oakbridge Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.